Loans, mortgages, debt, insurance, retirement, scams — type your problem, get a straight answer in seconds. The full detailed report costs less than a cup of coffee: $2.95.

The average person underestimates their subscription spend by 2-3x — a dozen small monthly charges that became invisible the moment they automated. The audit is embarrassingly simple: list every recurring charge, mark what you used this month, cancel the rest. This calculator totals the leak and projects the yearly cost, because 'it's only $9 a month' becomes 'nearly $500 a year' the moment you see it in one number.
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Pull 3-6 months of bank and card statements and look for recurring charges — or use your bank's subscription finder if it has one.
If you haven't used it this month and wouldn't miss it, cancel — most services let you resubscribe in seconds if you're wrong.
Estimates range from $200-500 a year in forgotten or unused subscriptions — the audit typically finds several instantly cancellable ones.
Every tool answers instantly from our own knowledge and calculators. Want the deeper, personalised version? Each has a $2.95 full report.