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Bridging finance lets you buy the new home before the old one sells, using the equity you expect to free up. It solves a timing nightmare but it is some of the most expensive money you will ever borrow — two mortgages running at once, usually at premium rates. This tool shows the weekly cost of carrying both properties so you know exactly how long your bridge can burn before it starts hurting.
cost + risk check
Usually 6-12 months, sometimes extendable. The longer it runs, the more interest compounds on the full bridging amount.
Lenders typically require an exit strategy — a fallback sale price, or proof you can service both loans. Have the conversation before you need it.
Often less cash, because the old home's equity funds it — but lenders assess your ability to carry both loans if the sale stalls.
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